The Daily Horizon

Featured Article

What kind of health insurance does the US have?

In addition to private health insurance nearly 26% of the U.S. population is covered by public health insurance. The two major types of public health insu...

Read Full Article Browse health

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How much does gap insurance usually pay?

Auto insurers typically charge a few dollars a month for gap insurance or around $20 a year, according to the Insurance Information Institute. Your cost d...

Can a wife take out a life insurance policy on her husband?

Can you get life insurance on a spouse? You can take out a life insurance policy on your spouse if you have an insurable interest. In other words, if a pe...

What can you do if insurance company is stalling?

Cooperate with your homeowners’ insurance company. If your homeowners’ insurance company is stalling or using delay tactics to avoid paying out your claim...

Can a minor apply for health insurance?

Children younger than 5 years should be covered under the policy (if both parents are already) from the 91st day onwards. Policies offering the highest am...

What offered protection to Mexican guest workers?

In theory, the Bracero Program had safeguards to protect both Mexican and domestic workers for example, guaranteed payment of at least the prevailing area...

What happens when you lose your home in a fire?

If you lose your home to a fire, the standard homeowners insurance policy will cover the cost of damages. Just make sure you report the loss as soon as po...

What is the maintenance cost per mile to drive a car?

The total cost of owning and operating the average car falls between 35 cents per mile and 65 cents per mile over the lifetime of the car. What is the dep...

Why is only pure risk insurable?

Only pure risks are insurable because they involve only the chance of loss. They are pure in the sense that they do not mix both profits and losses. Both ...

Does my motorcycle insurance cover track days?

Does my regular motorbike insurance cover track days? No, it’s very unlikely that your standard road insurance policy covers you for riding your bike duri...