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Does collision claim affect premium?

A comprehensive claim will generally increase your auto insurance costs. However, you can save money by becoming a safer driver or choosing an insurance c...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does replacement cost include taxes?

Replacement Cost Policies Some insurance companies pay the full replacement costs upfront, including sales taxes. Others, however, pay only part of the re...

Does homeowners insurance cover swing sets?

Homeowners insurance often does not cover swing sets in terms of property damage, though additional coverage can generally be added. Does insurance go up ...

Can you get a 6 month insurance policy?

Yes! In fact, in many cases it is in your favour (financially) to opt for temporary car insurance plans such as the 6 month car insurance plan. If 6 month...

Does bankruptcy Clear auto accidents?

Bankruptcy Does Not Eliminate Car Accident Judgments This is especially true if some form of alcohol or drugs were involved in the accident. An individual...

Can I drive myself around with a permit?

With your learner’s permit, you are not allowed to drive by yourself. In fact, you must have someone in your car who is at least 21-years-old and has a va...

Does homeowners insurance cover sink overflow?

Most home insurance companies cover water damage resulting from a bathtub or sink overflow. The threat will develop, however, if a significant amount of t...

Why would an insurance company deny coverage?

Insurance companies frequently deny coverage if the applicant has a recent history of accidents, a series of minor traffic tickets or a serious infraction...

How can you tell if somebody took out a life insurance policy on You?

With that being said, if you still believe there is a chance that somebody has a life insurance policy on you, you can run a search with the Medical Infor...

What is meant by travel insurance?

Travel Insurance is a type of insurance that covers different risks while travelling. It covers medical expenses, lost luggage, flight cancellations, and ...