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Can I get temporary insurance on my own car?

Temporary insurance is available for a borrowed vehicle or for your own. Get comprehensive policies with low excess amounts. Can you insure a car for a fe...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can insurers check accident history?

But generally, insurers will ask about the last 5 years. If your insurer asks about the last 5 years, claims you made and accidents you had more than 5 ye...

Is life insurance cash value protected from creditors in Illinois?

Illinois laws exempt life insurance proceeds from creditors of the decedent-insured, but a number of exceptions allow creditors a chance to claim these pr...

What qualifies for accelerated death benefit?

You qualify for accelerated death benefits if you contract a terminal illness and are expected to die within two years. You also qualify if you’ve been di...

How do you go about getting life insurance?

To purchase a life insurance policy, follow these eight steps: Decide if you need life insurance. Determine which type of life insurance is right for you....

How much do insurance inspectors make?

Insurance Field Inspector Salary Annual Salary Monthly Pay Top Earners $111,000 $9,250 75th Percentile $72,500 $6,041 Average $52,747 $4,395 25th Percenti...

What happens if someone has a life insurance policy on you and they die?

If a life insurance policy is in force, the beneficiaries named in the policy should receive the full amount of the death benefit (minus any loans against...

Which insurance coverage covers damage medical and property caused by a hit and run or by someone who does not have insurance?

Uninsured motorist bodily injury coverage Uninsured motorist bodily injury coverage helps pay for medical bills and lost wages if you’re hit by a driver w...

Do you need insurance for fireworks?

However, fireworks can be unpredictable so it’s important to have fireworks display insurance in place to cover you in case things go wrong. It can take a...

Can a car be repaired after being totaled?

A totaled car is one where the cost to repair it to return it to its pre-collision condition would be more than the car is currently worth as determined b...