Who is to blame in a 3 car pile-up?
Three-car collisions Generally, the vehicle in front will get less blame, but the driver could be found partially liable if it’s proved that they were dri...
Knowledge Base
Latest insights and tutorials from the The Daily Horizon team.
How many points is 9 over in NC?
A conviction of 9 mph over the limit in North Carolina would result in 2 license points if the convicted speed is less than 55 mph and 3 license points if...
Read More →Can I get my NC drivers license online?
The state Division of Motor Vehicles quietly added the license renewal option to its website () last week. By state law, online renewal now is available e...
Read More →What is the maximum liability of the Florida life and health Guaranty Association for death benefits or health insurance claims?
The maximum amount paid by the FLAHIGA for any one person is: Life Insurance Death Benefit: $300,000 per insured life. Life Insurance Cash Surrender: $100...
Read More →What happens under a renewable term policy?
A renewable term is a clause in a term insurance policy that allows the beneficiary to extend the coverage term for a set period of time without having to...
Read More →Should I buy a car before a divorce?
If you actually weren’t separated, your major purchase will end up getting split down the middle during the divorce. Unless you don’t mind sharing your ne...
Read More →Does Allstate have a grace period?
Yes, Allstate has a grace period of up to 30 days for payments, with specific timeframes varying by state law. During the Allstate grace period, policyhol...
Read More →Can I cancel my homeowners insurance after a claim?
Can your insurance company drop you after a claim? In most cases, your home insurance company cannot cancel your policy once 60 days have passed since you...
Read More →How much is a red light ticket in NC?
Generally, stop sign and red light violations are infractions in North Carolina. Convicted motorists are looking at a maximum fine of $100. However, court...
Read More →What is the difference between a certified appraiser and a licensed appraiser?
A certified residential appraiser can legally appraise a building with up to four dwelling units, regardless of the value of the property or its complexit...
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