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Is homeowners insurance based on age?

Homeowners insurance costs vary but do consider the age and condition of your home. If your home is 50 years or older, your home could pose a potential ri...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Why is it important to have medical payments coverage even if you have health insurance?

Health insurance typically pays for medical expenses, but some policies exclude injuries related to a car accident. That can leave you on the hook for hig...

Who is in the new Liberty Mutual commercial?

David Hoffman shares his famous acting role with an unpredictable emu — who’s more recognizable than his human partner with the mustache and sunglasses. H...

How can I check my LIC policy maturity amount?

Step 1:The insured needs to visit the official website of LIC. Step 2:On the home page, the user can select the option of “New User.” Step 3:In the next s...

Is electrical wiring covered by car insurance?

No. Damage to the wiring in the engine compartment is not covered since the engine is not covered under the standard comprehensive policy. However, it is ...

Does the LDS Church pay property taxes?

The Church and its affiliated entities also pay property taxes on property that is not used for religious, educational or charitable purposes, including t...

Do I pay a deductible if my car is not damaged?

You will not have to pay the price of your deductible if your vehicle is not damaged, but the car you hit is damaged. This is because if the person files ...

What is life insurance with cash surrender or loan value?

Understanding Cash Surrender Value Cash surrender value is the accumulated portion of a permanent life insurance policy’s cash value that is available to ...

Can you get car insurance with an overseas license?

Generally, as long as you have a driver’s license or international equivalent equal to at least a provisional license (not a learner one) you will be able...

Are cheaper cars cheaper to insure?

To determine a vehicle’s risk, insurers consider claim histories, including accidents, repair costs and rates of car theft. More — and more costly — claim...