The Daily Horizon

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What can I do with a 2-20 license in Florida?

The Florida 2-20 Property and Casualty Agent License allows an individual to: Open their own Independent Insurance Agency. Appoint a 4-40 Customer Service...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What does mortgage insurance actually cover?

You bear the cost of mortgage insurance, but it covers the lender. Mortgage insurance pays the lender a portion of the principal in the event you stop mak...

Does USAA cover overseas?

No, our stateside policies do not extend outside of the country and we do not have a policy to cover this if you’re on vacation. If you have a USAA policy...

Who chooses the title company in Hawaii?

seller In Hawaii, the seller will typically choose the title company where escrow will occur; however, there are cases where the buyer has the option to s...

Does North Dakota Medicaid cover weight loss surgery?

As of 01/01/08, gastric banding procedures are now covered by North Dakota Medicaid. This information must be provided in writing, a minimum of 4 weeks pr...

What if car damage is less than deductible?

Answer: If the cost to repair your vehicle after a car accident is less than your deductible amount, then there is no reason to make a claim with your aut...

What are the advantages of whole life insurance?

The primary advantages of whole life insurance are: Protection for life – It doesn’t expire or go down in value. Level Premiums – The rate you pay for you...

Does Ohio have a penalty for not having health insurance?

You won’t face a tax penalty for going without health insurance in 2021—but there are big downsides to being uninsured. Obamacare’s tax penalty went away ...

Can I cancel my car insurance if I find a better deal?

If you decide to cancel an insurance policy before the end of the agreed term, your insurance provider will owe you the unearned premium. You could want t...

Does WorkCover cover working from home?

You may be covered if you are working from home, if the injury is caused by or occurs during your employment and your employment is a major factor in caus...