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What happens if you let your insurance expire?

Consequences of an insurance lapse Not having insurance: If your auto insurance expires or cancels, your biggest concern is not having coverage. That mean...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is the difference between private and business car insurance?

Personal policies are designed with private citizens, their purposes and their driving in mind. Business vehicle insurance policies are intended to protec...

Does insurance pay diminished value?

By filing a diminished value claim, you might be able to recoup some of the car’s depreciated value. If you’re successful, the insurance company pays you ...

What is a retail customer insurance?

Retail insurance is for businesses that operate in a retail environment and require commercial general liability and commercial property insurance. Can mu...

Do you have to have life insurance on your ex spouse?

In fact, many divorce decrees specify that the ex-spouses must have life insurance on themselves, with the ex-spouse named as the beneficiary. Alternative...

How does emergency accommodation work?

You might have been offered emergency accommodation if you’re already homeless and the council is considering your homeless application. This is also call...

How much does it cost to keep a horse at a farm?

Depending on your location, expect to pay between $400 and $500 per month. This price can be substantially lower in very rural areas or based on the ameni...

Is the cash surrender value of life insurance taxable?

If you choose to surrender the policy and receive its cash value in return, you will pay taxes based on the amount that your investments increased in valu...

How long does health insurance last after leaving a job?

Health insurance is active for at least 2 months after termination, in most cases, but some people keep their coverage for up to 3 years. Can a company ta...

Does points transfer from state to state?

When you change your residency from one member state to another, your points will follow you if the new state has a points system. You may not end up with...