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How can premiums be reduced?

A common way of reducing insurance premiums is to add or increase a deductible. Deductibles are a type of self-insurance and are commonly included in prop...

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How do I contact marketplace insurance?

Call us right now to get your Marketplace questions answered by a customer service representative, available 24/7: 1-800-318-2596 or (TTY: 1-855-889-4325)...

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Does insurance cover water damaged cabinets?

If the kitchen water damage was the result of a sudden and accidental event, like the examples listed above, then insurance companies will pay for water d...

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Can I add my mother to my life insurance?

Yes, you can purchase life insurance for your parents to help cover the final expenses they leave behind. In order to buy a policy on a parent, you will n...

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How do I get my license unsuspended in Florida?

You will need to go a FL DMV office to go through a Florida license reinstatement process….How to reinstate your license Pay various fines. Take DMV-appro...

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Do you need to insure a car that is not being used?

In line with Continuous Insurance Enforcement (CIE), it is now a legal requirement for the registered keeper of a vehicle to insure it even if it is not b...

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What factors make your insurance go up?

What factors are most important for car insurance rates? Age. Age is a very significant rating factor, especially for young drivers. Driving history. This...

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What happens when a vehicle is declared a total loss?

Typically, if your car is a total loss, your car insurer will require that you turn your destroyed vehicle over to the company. You may be able to negotia...

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Does a learner driver passenger need to be insured?

Insurance. You need your own insurance as a learner driver if you’re practising in a car you own. If you’re practising in someone else’s car, you need to ...

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How much does it cost to get your tubes reversed?

The average cost of a tubal ligation reversal in the United States is $8,685. However, depending on factors such as where you live and what tests you need...

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