The Daily Horizon

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How does insurance get their money?

Most insurance companies generate revenue in two ways: Charging premiums in exchange for insurance coverage, then reinvesting those premiums into other in...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does the state of Florida legally require you to have auto insurance?

Is car insurance in Florida required? Absolutely. In fact, having some level of car insurance is the law in every state except two (Virginia and New Hamps...

Which certification is best for insurance?

The Top 7 Insurance Certification Programs AINS. CIC. CPCU. CRM. CWCA. AAI. CISR. How good is Nia? The packages and roles offered here are really good and...

What are the teachers privileges and benefits?

The Privileges of Public School Teachers Teachers as persons in authority. This means that teachers cannot be attacked physically when performing their du...

Why is insurance important and necessary?

To Pay Off Debts and Other Expenses In addition to providing income to cover everyday living expenses, your family needs insurance to cover any outstandin...

How do I get my license back without paying in California?

Below are the steps necessary to reinstate your license: Complete the suspension period. Pay the license reinstatement fee. Provide evidence of completing...

Can an employer contribute different amounts towards employee medical insurance?

There are no federal laws requiring plans to provide the same benefit coverage to all employees. The Patient Protection and Affordable Care Act (PPACA) re...

What does proof of correction mean?

Proof of Correction and Reduced Bail This fee is a bail reduction available only to individuals who provide the Court with proof that the underlying viola...

What happens to your mortgage if your house is destroyed by fire?

What happens to your mortgage if your house is destroyed by fire? The lender doesn’t cancel your loan. But your insurer should eliminate the obligation by...

Does your regular car insurance cover rental cars?

As with most things insurance-related, the answer as to whether rentals are covered under car insurance is not simple. Yes comprehensive car insurance doe...