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What does fee for service mean in health insurance?

A method in which doctors and other health care providers are paid for each service performed. Examples of services include tests and office visits. How d...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do Owner operators need cargo insurance?

Cargo insurance is another must. Owner-operators must have at least $5,000 in coverage, but can be significantly more depending on the freight being haule...

Is property a liability insurance?

Every state requires a driver to carry a specified minimum limit of liability coverage. States generally require property damage liability coverage and bo...

What is an adverse action as defined by FCRA?

Adverse action is defined in the Equal Credit Opportunity Act and the FCRA to include: a denial or revocation of credit. a refusal to grant credit in the ...

What happens if there is no fault in a car accident?

Since any dispute about the cause of a car accident becomes irrelevant in a no-fault insurance state, the insurance companies in those states tend to pay ...

Does car insurance go up if you are a student?

The cost of car insurance for students is generally higher than average, as most student drivers are under the age of 25 and are considered to be more of ...

Does insurance cover maternity leave?

As a pregnant mom, you can receive up to four weeks of Disability Insurance (DI) benefits for a normal pregnancy before your expected due date. You can al...

What are the features of a term policy?

Term insurance has two features that make it attractive: A guarantee on the premium and survivor benefit for a defined amount of years, depending on the c...

What does Western and Southern financial Group do?

Western & Southern Financial Group has over a 130-year heritage of meeting the financial stability needs of our customers — individuals, families, bus...

What insurance do you need for pest control?

Public liability insurance is often a very important cover for pest controllers and most other trades, as it can protect you if someone is injured or thei...