Does private mortgage insurance cover death?
Mortgage insurance helps pay a portion or all of your mortgage if you were to die. It used to be that your death benefit would be your mortgage’s outstand...
Knowledge Base
Latest insights and tutorials from the The Daily Horizon team.
Will Medicaid pay for tubal reversal?
Most insurance companies do not pay for the procedure. And it is not covered by U.S. government programs such as Medicaid or military health insurance. Th...
Read More →Does homeowners insurance cover deer damage?
Homeowners insurance generally only covers wildlife damage caused by animals like deer or bears. Damage from smaller pests like squirrels and other rodent...
Read More →Is insurance higher for different cars?
New cars are more expensive to insure than old cars, generally speaking. That’s because newer cars are usually worth more than older cars. If you’re in an...
Read More →What happens if I cancel insurance on a financed car?
If you cancel your coverage, you will be notified of a breach of contract, after which the lender may add the cost of full coverage car insurance to your ...
Read More →At what point is a motorcycle considered totaled?
Your motorcycle may be considered totaled by your insurance provider if: The damages exceed 50%-75%+ of the motorcycle’s actual cash value. Proper repairs...
Read More →How do I endorse a check without recourse?
Without Recourse in Banking For example, say Alice makes out a check to Bob. The payee, Bob, decides to pay off his debt to Maggie by endorsing the check,...
Read More →What happens if your insurance finds you at fault?
In California, if you believe another driver was at fault in your accident, you can seek a settlement from that driver’s insurance company. However, the i...
Read More →What does HOA condo insurance cover?
Homeowner Associations, commonly known as HOAs, provide hazard and liability insurance as part of your monthly dues. The policy covers common areas and sh...
Read More →How long does an insurance company have to settle a claim in Arizona?
40 days Insurance companies in Arizona have 40 days to settle a claim after it is filed. Arizona insurance companies also have specific timeframes in whic...
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