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Why is Hartford called the insurance city?

During the 19th century, a number of insurance companies established their headquarters in the city of Hartford, earning it the nickname, the “Insurance C...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does commercial general liability cover employees?

A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertisin...

Is Insurance Group 20 high?

Insurance group numbers run from 1 to 50, with 1 generally the cheapest to insure. Cars in group 20 tend to have mid-range premiums, but there are plenty ...

Is insurance mandatory for US travel?

Buy USA Travel Insurance The short answer is no. Purchasing travel insurance is not mandatory for entering the United States as a tourist on a B1/B2 visa....

Do life insurance blood tests check for nicotine?

Q: Do life insurance companies randomly test for tobacco use? A: No. But it’s likely they will test your blood, urine, or saliva (via a mouth swab) before...

How can I save on life insurance?

10 ways to save money on life insurance Buy when you’re young. Consider term insurance. Calculate your coverage needs. Shop around. Don’t buy a guaranteed...

Is carpal tunnel a disability in California?

If you have developed carpal tunnel syndrome or any other form of injury at your workplace, and will not be able to recover fully, you are entitled to per...

How big is the insurance industry globally?

The global insurance market is expected to generate total gross written premiums of $5,825.4bn in 2020, representing a compound annual growth rate (CAGR) ...

Does PIP include pain and suffering?

Personal injury protection is different than pain and suffering compensation. PIP is no-fault coverage. Pain and suffering cover emotional and physical pa...

Is critical illness insurance worth getting?

For some, critical illness insurance provides peace of mind, which should not be discounted. But for many, critical illness insurance is rarely worth the ...