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What is the cheapest car insurance type?

Third party insurance Third party insurance is the minimum level of insurance you need by law. You’d expect third party only insurance to be the cheapest ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How long will an insurance company pay for a rental car?

30 days Insurance will pay for a rental car for up to 30 days after an accident, in most cases, as long as a customer has rental reimbursement coverage. T...

Is home inspection required for home insurance?

In many cases, a home inspection is required in order to obtain a homeowners insurance policy. Insurance carriers need to understand the level of risk the...

Which type of insurance covers workers injured on the job?

Workmen compensation insurance bears the cost incurred due to treatment on behalf of the employer. As an employer, you are liable to pay compensation in c...

What is the percentage of people with life insurance?

In 2021, 52 percent of Americans owned life insurance. Life insurance is a contract between an insurer and a policyholder, which is a form of financial pr...

How can I check my car insurance coverage?

The Department of Motor Vehicles in your state is a good resource to contact when you need to verify your insurance information. In order for the informat...

Do I have to inform my insurance if I get 3 points?

Owning up. Under the Road Traffic Act 1998, it is an offence to withhold relevant information when applying for car insurance. This means that you’re lega...

What does homeowners insurance cover during a hurricane?

A standard homeowners insurance policy generally covers the repair costs from damage caused by most natural disasters, but not all. The flooding caused by...

Can you take a life insurance policy on someone without their knowledge?

When you’re getting life insurance, the person whose life will be insured is required to sign the application and give consent. So the answer is no, you c...

Can I insure my GoPro?

The Insurance is provided through a group policy issued to GoPro by the Insurer. The group policy allows GoPro to offer accidental damage insurance to its...