Are insurance companies required to disclose policy limits?
Yes. C.R.S. § 10-3-1117(2). Effective January 1, 2020, insurers writing commercial or personal auto policies must disclose insurance policies to their ins...
Knowledge Base
Latest insights and tutorials from the The Daily Horizon team.
What are the restrictions on a junior license in PA?
Junior License Passenger limitation: Young drivers can have only one non-family member under 18 with them in the vehicle. After six months on the junior l...
Read More →What is the rating system for insurance companies?
Five independent agencies—A.M. Best, Fitch, Kroll Bond Rating Agency (KBRA), Moody’s and Standard & Poor’s—rate the financial strength of insurance co...
Read More →What is face value for life insurance?
In short, your face value is the amount of money your beneficiaries will receive from your insurance company at the time of your death. You might hear it ...
Read More →Can you drop health insurance anytime?
Can I cancel my health insurance without a qualifying event? You can cancel your individual health insurance plan without a qualifying life event at any t...
Read More →How does secondary insurance work with copays?
Secondary insurance plans work along with your primary medical plan to help cover gaps in cost, services, or both. Supplemental plans often have a deducti...
Read More →What happens to the title when you refinance a car?
When you refinance, a new title needs to be issued. This means that old lender will no longer be on the title. The new title will show the new lienholder....
Read More →Does my full coverage insurance cover other cars?
In general, insurance coverage for an insured driving someone else’s vehicle is the coverage he carries for his own vehicle. The driver’s personal coverag...
Read More →Who was the first American President to make an appeal for national health insurance?
Harry Truman, who became President upon FDR’s death in 1945, considered it his duty to perpetuate Roosevelt’s legacy. In 1945, he became the first preside...
Read More →How much does it cost to get your house treated for bed bugs?
Homeowners spend an average of $1,000 to $2,500 to exterminate bed bugs. The level of infestation, the size of the space and the type of treatment will af...
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