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What is a convertible insurance policy?

Convertible insurance is a type of life insurance that allows the policyholder to change a term policy into a whole or universal policy without going thro...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Who can buy group insurance?

Buying Group Health Insurance With Employees If you have at least one employee (someone who is not an independent contractor, your spouse, or a business p...

What areas of the country report the highest rate of violent crime?

Countries with the Highest Crime Rates Venezuela (84.36) Papua New Guinea (80.04) South Africa (77.29) Afghanistan (76.97) Which developed country has the...

Who regulates an insurance claim settlement practices?

The NAIC The NAIC has promulgated the Unfair Property/Casualty Claims Settlement Practices and the Unfair Life, Accident and Health Claims Settlement Prac...

What happens when insurance salvage your car?

After getting the salvage title, insurance companies auction off the vehicle to rebuilders or salvage yards. If the car is rebuilt and passes an inspectio...

Can an insurance claim be retracted?

Yes, insurance providers will allow you to cancel a claim once you filed it. There are several reasons why drivers might want to cancel a claim, and one o...

Is health insurance cheaper if you are healthy?

Health insurance is a big business and it’s expensive. If you are young, healthy, and just starting out in life on your own, it can be cheaper to go unins...

What does met mean for insurance?

A Multiple Employer Trust (MET) is a group of ten or more employers who form a trust in order to minimize the tax implications of providing certain types ...

What kind of insurance is Chartis?

property-casualty Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countri...

Where is Nationwide insurance based out of?

Columbus, OH Nationwide Mutual Insurance Company and affiliated companies is a group of large U.S. insurance and financial services companies based in Col...